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Each time your young child sees you spend money or use the ATM, she is building an understanding of what money is. You can guide that understanding with simple activities about making good choices; what has value; and spending, sharing, and saving. Over time you'll see that, through everyday conversations and fun activities, you can help your child grow up to make good financial decisions.

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For Me, for You, for Later: First Steps to Spending, Sharing, and Saving, is a bilingual multimedia program created to help families share experiences in developing financial basics that will impact their children now and in the future.

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FOR PARENTS AND CAREGIVERS

Get an early start on financial education with your child by checking out these helpful tips and fun activities.

FOR EDUCATORS

Discover fun ideas and activies that make it easy to incorporate spending, sharing, and saving into your group or school's program.